Equipment has to be matched to the home rather than to a catalogue tier. The inputs that decide the right answer are the building itself — insulation, glass area and orientation, air leakage, ceiling volume and duct location — plus the duct system's ability to move air at an acceptable static pressure, the local climate design conditions, how long you plan to own the home, and the budget you have for the whole project rather than the equipment alone.
Those inputs interact. A larger nominal capacity requires more airflow, and ducts that cannot deliver it will limit what the equipment can do regardless of its rating. A modulating system depends on measured static pressure to modulate as designed. A short expected ownership period changes how much upfront premium is reasonable. A refrigerant platform decision follows the equipment decision rather than driving it. This is why a single ranked list of "best systems" cannot answer the question for a specific house.
Each guide below covers one of these decisions in depth. None of them substitute for a load calculation and measurements on your own home, which is what a Comfort Audit produces.